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Ford Pro™ FinSimple™

One Space For All Your Financing

While Ford Pro has been developed to help make your fleet more productive, Ford Pro FinSimple has been created to make it easier than ever before to purchase or lease vehicles for your fleet. With combined billing, financing upfits, commercial lines of credit and the option to work with a finance expert, FinSimple provides everything your business needs to succeed.

Flexible Financing and Leasing Options

When it comes to finding a financing or leasing option that fits your needs, Ford Pro FinSimple delivers options as flexible as the vehicles themselves. And with our FinSimple Commercial Line of Credit process, you can get the vehicles you need faster and easier with any of the finance or leasing products below.

In the foreground a woman is seated at the steering wheel of a Ford vehicle. A Ford Pro specialist is at the open window of a slightly ajar door.

FinSimple Purchase Financing

Looking to purchase your fleet and pay it off over time? Our traditional installment loan finance product can accommodate a wide range of vehicles including upfits and terms that may fit your business needs.
Two landscapers at a project site off-loading plants from the bed of a Ford F150 Lightning truck.

Commercial Red Carpet Lease

Just as the modern business landscape evolves, your fleet can too. Leasing lets you add new vehicles — equipped with the latest features — to your fleet every few years. Go with a Red Carpet Lease for your predictable use, non-upfit vehicle needs and get all the benefits of vehicle use without the increased worry of a depreciating fleet value.
The setting, a lumber yard. On the right, a forklift. To the left, a Ford F150 truck being loaded.

CommerciaLease

Take control of your lease with CommerciaLease, an open-ended Terminal Rental Adjustment Clause (TRAC) that sets the residual to the terms that suit your business best. Upfits can be included in the capitalized cost and residual based financing offers cash flow benefits for your business. With options available for you at term, you control what works for you.
Various Ford vehicles, including and F150, an Explorer and an Etransit in an industrial setting. All are upfitted to police vehicles.

Municipal Financing

You're busy covering your community - so we'll keep you covered with Municipal Lease/Purchase Financing. Talk to one of our specialists to find out how we can help you get the essential equipment you need to keep your community safe and healthy.

Compare Your Options

FinSimple Purchase Financing

Financing Type

Traditional financing

Key Benefits

Flexible terms

No hidden fees

Combined billing available for multiple vehicles in your fleet

Eligible Vehicles

New and used

Cars through heavy duty trucks

Vehicles used for livery (for hire) operations

CNG/LPG. Bi-fuel, battery electric vehicles

Upfit vehicles

Commercial Red Carpet Lease

Financing Type

Closed End Lease

Key Benefits

Lease payments are usually lower than finance payments

Leasing allows for new vehicles more often

GAP Protection should your vehicle be stolen or damages beyond repair

Eligible Vehicles

Predictable Use vehicles. Upfit vehicles are not eligible

CommerciaLease

Financing Type

Open End TRAC Lease

Key Benefits

Residual based leasing

No hidden fees

No milease restrictions or wear and use charges

Obtain a payoff quote and assistance with the buyout process

Discuss the option to extend the term of your CommerciaLease agreement

Discuss the option of Ford Credit selling the vehicle for you

Upfits can be residualized

Eligible Vehicles

New and used

Cars through heavy duty trucks

CNG/LPG. Bi-fuel, battery electric vehicles

Upfit vehicles

Municipal Financing

Financing Type

Traditional Government Financing

Key Benefits

Fixed Rate Financing

Flexible repayment terms

Non-appropriations clause

Add-on, upfits, essential use equipment can be included

Simple approval and funding process

Eligible Vehicles

New and used

Cars through heavy duty trucks. CNG/LPG. Bi-fuel, battery electric vehicles

Upfit vehicles including but not limited to plows, dump bodies, prisoner transport upfits, ambulatory, emergency/fire and other police essential equipment

FinSimple Commercial Line of Credit

Why use your existing bank lines to acquire vehicles? Consider our FinSimple Commercial Line of Credit (CLOC).1

The convenience of credit

Open a Commercial Line of Credit and you’ll get
the advantage of:

  • Flexible terms
  • No setup or non-utilization charges
  • Available for Purchase, Red Carpet Lease and CommerciaLease
Ford Etransit parked in front of a residential home. A man is delivering a large package to a resident.

With our Commercial Line of Credit program, you can apply for a credit line starting at $250,000 and, once approved, you can add vehicles to your fleet whenever you need to, for up to 12 months.2 Now you can be covered all year for all of your financing or leasing needs. No need to reapply every time you need a vehicle.

When to apply for a commercial line of credit:

  • If you need or anticipate needing $250,000 or more in fleet financing
  • If your existing Ford Credit account balance is getting close to $250,000 and you’re planning to make additional purchases this year

Finance Consultation

Need a finance expert that can come to your place of business, review your business needs and help put a finance plan together that makes sense for you?

Contact a Commercial Fleet Manager today and see what they can do for you.

A new Ford Pro client sitting across from a FinSimple specialist. They are looking over and signing paperwork.

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